What are the different types of car insurance available?

A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:

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Multi-car

Insure all the cars at your address and get a discount.

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Temporary

Short-term cover from one to 84 days.

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Learner

Cover for those learning to drive in their own or someone else's car.

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Black box / telematics

Uses an app on your phone or box installed in your car to monitor your driving. Information such as when you drive, your speed, braking and handling is captured and shared with the insurance company to base policy prices on.

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Classic car

Cover specifically designed for owners of classic cars. For insurance purposes, a classic car can be any car that's older than 15 years.

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Business

If you use your car for more than just domestic use, including business driving away from your normal place of work, you'll need a business policy.

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