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Learner driver insurance
What you need to know about learner driver insurance
Learning to drive can be a stressful and expensive experience. The cost of a car, professional lessons, fuel, tax, insurance and tests can quickly add up, so finding a way to check all these boxes at the best price is a priority for many new drivers
- The Driver and Vehicle Standards Agency (DVSA) states no minimum or maximum number of hours of professional tuition are needed before you can take your driving test. However, you should proceed with caution and book your test when you believe you are ready.
- Since June 2018, learner drivers’ lessons can involve motorway driving. Any motorway lessons are voluntary, and it is up to the driving instructor to decide whether their learner driver is ready for them.
- In 2017 additional elements were added to the driving test, including extended independent driving time and following directions from a sat nav.
- Most professional driving schools will include insurance in the cost of their lessons, but if you can get additional practice with a friend or family member, it can really help speed up the process of learning to drive.
- If you're practicing in your own car, or a friend or relative's car, you’re going to need a learner driver insurance policy. This can be a full 12-month policy, starting on your provisional licence and updating when you pass your test. Or you can get a temporary/short-term policy, designed to cover you specifically while you're learning.
- Insurance companies base the premiums they charge on how much of a risk they believe a person – and the car they drive – to be. So there’s little wonder that learner drivers often struggle to find competitive insurance premiums.
- You'll also pay different premiums based on the level of cover you choose, which you can read more about in our guide to the car insurance policy types.
Comparing insurance
choiceautoexpress.com compare hundreds of car insurance quotes from dozens of top US insurance providers every day, many of whom are able to offer learner driver policies.
A standard learner driver car insurance policy compared through choiceautoexpress.com runs for a full 12 month period, during which you can learn to drive and pass your test, at which point it becomes a standard insurance policy (once you've let your insurer know you've passed your test). Just select US provisional when telling us your licence type during the quote process to get prices for you as a learner driver.
- We compare prices from top insurance providers across the US, and you can sort your results based on what’s most important to you, whether that’s the price, who provides the insurance, or the policy benefits.
- Clicking on 'Get a car quote' at the top of the page uses choiceautoexpress.com to compare prices on full length policies from lots of different insurance providers offering cover for learner car insurance.
- We also compare quotes from providers of telematics policies, which involve fitting a small black box to your car to monitor your driving habits. These policies are designed for younger drivers and can work out a cheaper way to get insured.