A standard car policy will cover you for domestic use and commuting back and forth to work.

However, if you use your car for travelling to several different offices, or to travel across the country for business use, you will need to take out a company car insurance policy.

Getting your car covered for business use isn't as straight forward as taking out a standard social and domestic use policy, in actual fact, there are lots of different types and classes available depending on the work you do and what you're using your car for.

Examples include:

• Business use class 1 - Covers everything included in a standard policy, as well driving to, from and between multiple work offices or sites. Your spouse is usually covered for this policy, although it is best to check with your insurer to ensure that’s the case.
• Business use class 2 - Extends a standard business use policy to cover the policyholder and a named driver working at the same business.
• Business use class 3 - A policy that would be suitable for those driving lots of miles on a weekly basis, such as those working in door to door sales.
• Commercial travelling - May be required if driving is a permanent aspect of your job, and you are selling some goods or services. Examples include driving instructors or minicab drivers.

It's important to remember that commercial car insurance does differ from business car insurance. Commercial car insurance is aimed at those who use their car for their job e.g. taxi or delivery drivers.

Because many of these policy types can be complicated and consist of lots of different factors, it's always worth checking the terms and conditions of the policy and confirming directly with the insurer that the policy fully covers you for your business needs.